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	<title>Income Trust &#124; Personal Finance &#124; Real Estate SEO &#187; Mortage News</title>
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		<title>San Antonio Home Great Value in a Growing Market</title>
		<link>http://www.moneyvsdebt.com/2009/05/05/san-antonio-home-great-value-in-a-growing-market/</link>
		<comments>http://www.moneyvsdebt.com/2009/05/05/san-antonio-home-great-value-in-a-growing-market/#comments</comments>
		<pubDate>Tue, 05 May 2009 16:24:36 +0000</pubDate>
		<dc:creator>moneyvsdebt</dc:creator>
				<category><![CDATA[Mortage News]]></category>
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		<category><![CDATA[a product review]]></category>
		<category><![CDATA[housing crisis]]></category>
		<category><![CDATA[homes in texas]]></category>
		<category><![CDATA[san antonio homes]]></category>
		<category><![CDATA[san antonio realestate]]></category>

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		<description><![CDATA[San Antonio (pronounced /ˌsænænˈtoʊnioʊ/) is the second-largest city in the state of Texas and the seventh largest city in the United States. Located in the northern part of South Texas and the beginning of the American Southwest, San Antonio is the epicenter of Tejano culture and Texas tourism. The city is the seat of Bexar [...]


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			<content:encoded><![CDATA[<p>San Antonio (pronounced /ˌsænænˈtoʊnioʊ/) is the second-largest city in the state of Texas and the seventh largest city in the United States. Located in the northern part of South Texas and the beginning of the American Southwest, San Antonio is the epicenter of Tejano culture and Texas tourism. The city is the seat of Bexar County with a population of 1,328,984 as of the 2007 U.S. Census estimate. It was the fourth-fastest-growing large city in the nation from 2000-2006. </p>
<p>Its metropolitan area has a population of 2,031,445 based on the 2008 U.S. Census estimate, making it only the 28th-largest metropolitan area in the U.S and third in Texas (behind Dallas and Houston). The city is characteristic of other Southwest urban centers in which there are mostly only sparsely populated areas outside of the city.<span id="more-6083"></span></p>
<p><a href="http://www.sanantoniohomes.com">San Antonio Homes</a> was named for the Portuguese St. Anthony, whose feast day is on June 13, when a Spanish expedition stopped in the area in 1691. The city has a strong military presence—it is home to Fort Sam Houston, Lackland Air Force Base, Randolph Air Force Base, and Brooks City-Base, with Camp Bullis and Camp Stanley right outside the city. </p>
<p>Furthermore, Kelly Air Force Base (now Port San Antonio) operated out of San Antonio until 2001, when the airfield was transferred over to Lackland AFB and the remaining portions of the base became an industrial/business park. The decision to close Kelly and consolidate its resources came from the 1995 BRAC. San Antonio is also home to the South Texas Medical Center, the only medical research and care provider in the South Texas region.</p>
<p>Famous for its River Walk, the Alamo, and home to the SeaWorld San Antonio and Six Flags Fiesta Texas theme parks, the city is visited by approximately 26 million tourists per year according to the San Antonio Convention and Visitors Bureau. San Antonio is also home to the first museum of modern art in Texas, known as the McNay Art Museum.</p>
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		<title>Cachet Homes The New Luxury homes of Arizona</title>
		<link>http://www.moneyvsdebt.com/2009/02/13/cachet-homes-the-new-luxury-homes-of-arizona/</link>
		<comments>http://www.moneyvsdebt.com/2009/02/13/cachet-homes-the-new-luxury-homes-of-arizona/#comments</comments>
		<pubDate>Sat, 14 Feb 2009 00:05:39 +0000</pubDate>
		<dc:creator>moneyvsdebt</dc:creator>
				<category><![CDATA[Mortage News]]></category>
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		<category><![CDATA[a product review]]></category>
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		<category><![CDATA[Phoenix]]></category>
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		<description><![CDATA[Phoenix (pronounced /ˈfiːˌnɪks/, O&#8217;odham Skikik, Yavapai Wasinka, Western Apache Fiinigis, Navajo Hoozdo, Mojave Hachpa &#8216;Anya Nyava) is the capital and largest city in the U.S. state of Arizona, as well as the fifth most populous city in the United States. Phoenix is home to 1,552,259 residents, and is the anchor of the Phoenix Metropolitan Area [...]


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			<content:encoded><![CDATA[<p>Phoenix (pronounced /ˈfiːˌnɪks/, O&#8217;odham Skikik, Yavapai Wasinka, Western Apache Fiinigis, Navajo Hoozdo, Mojave Hachpa &#8216;Anya Nyava) is the capital and largest city in the U.S. state of Arizona, as well as the fifth most populous city in the United States. Phoenix is home to 1,552,259 residents, and is the anchor of the Phoenix Metropolitan Area with 4,179,427 residents. It is the second largest city in the Western United States after Los Angeles, California. In addition, Phoenix is the county seat of Maricopa County, and is one of the largest cities in the United States by land area.</p>
<p>While a house or a residential dwelling is often referred to as a &#8220;home&#8221;, the concept of &#8220;home&#8221; expresses itself upon a much broader denotation of a physical dwelling. Many people think of <a href="http://www.cachethomes.net/">Phoenix New Homes</a> in terms of where they grew up or where they lived, a place that brings back old memories or feelings, and a home can even be a time rather than an actual place. Some people like using the phrase, theres no place like home.</p>
<p>The word &#8220;home&#8221; can be used for various types of residential institutions in which people can live in, such as nursing homes, group homes (orphanages for children, retirement homes for seniors, prisons for criminals, treatment facilities, etc.), and foster homes.</p>
<p>In computer terminology, a &#8216;home&#8217; is a starting view that branches off into other tasks, e.g. a homepage or a desktop. Many such home pages on the internet start with introductory information, recent news or events, and links to subpages.<span id="more-1759"></span></p>
<p>Phoenix was incorporated as a city in 1881 after being founded in 1868 near the Salt River, near its confluence with the Gila River. The city eventually became a major transportation hub in North America and the transportation, financial, industrial, cultural and economic center of the Mountain West. The city has a notable and famous political culture. It is a stronghold for the Republican Party and has been home to numerous influential politicians, including Barry Goldwater, John McCain, Janet Napolitano and Sandra Day O&#8217;Connor. Residents of the city are known as Phoenicians.</p>
<p>In 1902, President Theodore Roosevelt signed the National Reclamation Act allowing for dams to be built on western streams for reclamation purposes. Residents were quick to enhance this by organizing the Salt River Valley Water Users&#8217; Association on February 7, 1903, to manage the water and power supply. The agency still exists as part of the Salt River Project. The Roosevelt Dam east of the valley was completed in 1911. Several new lakes were formed in the surrounding mountain ranges. In the Phoenix area, the river dried out, taking with it the large populations of migrating birds, beaver dams, and cottonwood trees that had lived on its waters.</p>
<p>On February 14, 1912, under President William Howard Taft, Phoenix became the capital of the newly formed state of Arizona.</p>
<p>Phoenix was considered preferable as both territorial and state capital due to its more central location as compared to Tucson or Prescott. It was smaller than Tucson but outgrew that city within the next few decades to become the state&#8217;s largest.</p>
<p>In 1913, Phoenix adopted a new form of government from mayor-council to council-manager, making it one of the first cities in the United States with this form of city government.</p>
<p>During World War II, Phoenix&#8217;s economy shifted to that of a distribution center, rapidly turning into an embryonic industrial city with mass production of military supplies. Luke Field, Williams Field, and Falcon Field, coupled with the giant ground-training center at Hyder, west of Phoenix, brought thousands of new people into Phoenix.</p>
<p>The Papago Park Prisoner of War Camp was established for internment of Japanese Americans. Only a few of its former buildings remain today. In 1944, dozens of prisoners had devised a plan to escape from the camp and use boats to go down the Salt and Gila rivers to reach Mexico. They were apparently unaware that the Salt River had been dry for decades and were thus easily apprehended near the camp.</p>
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		<title>Avoiding Over-Inquiries Listing on Your Credit Report</title>
		<link>http://www.moneyvsdebt.com/2008/12/15/avoiding-over-inquiries-listing-on-your-credit-report/</link>
		<comments>http://www.moneyvsdebt.com/2008/12/15/avoiding-over-inquiries-listing-on-your-credit-report/#comments</comments>
		<pubDate>Mon, 15 Dec 2008 22:37:29 +0000</pubDate>
		<dc:creator>moneyvsdebt</dc:creator>
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		<description><![CDATA[There are two types of credit inquiries that can be made to your credit report: hard inquiries and soft inquiries.
A hard inquiry occurs when you seek to obtain credit. This happens when you apply for a loan or credit card, for example. Each time you fill out a credit card application at a department store, [...]


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			<content:encoded><![CDATA[<p>There are two types of credit inquiries that can be made to your credit report: hard inquiries and soft inquiries.</p>
<p>A hard inquiry occurs when you seek to obtain credit. This happens when you apply for a loan or credit card, for example. Each time you fill out a credit card application at a department store, the inquiry counts as a hard inquiry. Only you can authorize a creditor to perform a hard inquiry on your credit report.</p>
<p>A prospective lender or other creditor will likely be concerned with an applicant whose credit report shows a high volume of hard inquiries. That&#8217;s because it suggests a carefree attitude in applying for credit or an effort to borrow excessively.</p>
<p>Borrowing too much &#8212; a situation called over-leveraging &#8212; is a potential red flag for creditors. It signals you may face more difficulty in repaying your debts in cash-strapped times than a person who judiciously applies for credit. If you&#8217;re going to ping your credit report with frequent hard inquiries, it may be best to concentrate them around the time you apply for a home or auto loan.</p>
<p>Fair Isaac, which designs credit-scoring software and sells consumers copies of their credit scores, suggests that your credit score is less likely to be impacted by a concentration of hard inquiries around such circumstances.</p>
<p>A soft inquiry is one where the inquiry is not tallied on your credit report. A soft inquiry does not constitute a bona fide request for credit. For example, a soft inquiry occurs when you obtain a copy of your report.</p>
<p>A soft inquiry also occurs when a company gathers potential marketing information about you based on your credit report. You can opt out of these kinds of inquiries. The Fair Credit Reporting Act entitles you to contact each or all of the major credit bureaus and request them to stop sending you card solicitations and related offers.<strong> For more information, call 888-5OPTOUT (567-8688).</strong></p>
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