Posted on December 15th, 2008 by moneyvsdebt
There are two types of credit inquiries that can be made to your credit report: hard inquiries and soft inquiries.
A hard inquiry occurs when you seek to obtain credit. This happens when you apply for a loan or credit card, for example. Each time you fill out a credit card application at a department store, [...]
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Posted on December 2nd, 2008 by moneyvsdebt
760 credit score= 7.9% / 740 credit score=29.9%
These third worlders did the same to my business card. It’s called a TEASER rate w/ all the bells and whistles. Give me a card w/a 10,000 $ limit,,, when I get to a 7500$ ballance, extend my credit line another 15,000$ making it a 25,000$ limit. [...]
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Posted on December 2nd, 2008 by moneyvsdebt
Adverse credit history, also called sub-prime credit history, non-status credit history, impaired credit history, poor credit history, and bad credit history, is a negative credit rating.
A negative credit rating is often considered undesirable to lenders and other extenders of credit for the purposes of loaning money or capital.
In the U.S., a consumer’s credit history is [...]
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Posted on September 24th, 2008 by moneyvsdebt
Short conversation I was having with a friend about why he should possibly keep his now old or “former” checking account open…
Friend: Why were you asking earlier if I was going to keep the account with US Bank open?
MVD: Thinking it would be a good idea incase you ever need it.
Friend: haha yeah
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Posted on March 29th, 2008 by moneyvsdebt
Manufacturers trying to lure customers to buy new cars in an uncertain economy increasingly are turning to a tried-and-true marketing effort — low-cost leases.
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With the average new car payment right around $500 a month, manufacturers are heavily advertising lease deals that run from about $175 to $250 a month on a wide range of vehicles.
In [...]
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