Posted on December 15th, 2008 by moneyvsdebt
There are two types of credit inquiries that can be made to your credit report: hard inquiries and soft inquiries.
A hard inquiry occurs when you seek to obtain credit. This happens when you apply for a loan or credit card, for example. Each time you fill out a credit card application at a department store, [...]
Filed under: Business Ideas, Credit Card, Easy Money, Finance, Financial News, Money Saving Ideas, Mortage News, Need to know Information, credit scores, credit secrets | No Comments »
Posted on December 4th, 2008 by moneyvsdebt
Just because applications are rising, you must keep in mind does not mean that mortages are as well. Meaning tons of people looking for a mortage can throw out as many applications as their hearts desire, although I’d like to see how many of those applications are actually successful…?
Bankers’ group cites Fed’s [...]
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Posted on December 4th, 2008 by moneyvsdebt
Move would help homeowners and buyers with good credit, but would do little for troubled borrowers, experts said.
Lobbyists are pushing the Treasury Department to consider a plan to purchase mortgage-backed securities in the hopes of driving mortgage rates to as low as 4.5%, an industry source said.
Similar to an effort unveiled last week by the [...]
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Posted on December 2nd, 2008 by moneyvsdebt
760 credit score= 7.9% / 740 credit score=29.9%
These third worlders did the same to my business card. It’s called a TEASER rate w/ all the bells and whistles. Give me a card w/a 10,000 $ limit,,, when I get to a 7500$ ballance, extend my credit line another 15,000$ making it a 25,000$ limit. [...]
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Posted on December 2nd, 2008 by moneyvsdebt
Adverse credit history, also called sub-prime credit history, non-status credit history, impaired credit history, poor credit history, and bad credit history, is a negative credit rating.
A negative credit rating is often considered undesirable to lenders and other extenders of credit for the purposes of loaning money or capital.
In the U.S., a consumer’s credit history is [...]
Filed under: Business Ideas, Credit Card, Finance, Financial News, Mortgage Information, a product review, credit scores, credit secrets | No Comments »
