Posted on December 15th, 2008 by moneyvsdebt
There are two types of credit inquiries that can be made to your credit report: hard inquiries and soft inquiries.
A hard inquiry occurs when you seek to obtain credit. This happens when you apply for a loan or credit card, for example. Each time you fill out a credit card application at a department store, [...]
Filed under: Business Ideas, Credit Card, Easy Money, Finance, Financial News, Money Saving Ideas, Mortage News, Need to know Information, credit scores, credit secrets | No Comments »
Posted on December 2nd, 2008 by moneyvsdebt
760 credit score= 7.9% / 740 credit score=29.9%
These third worlders did the same to my business card. It’s called a TEASER rate w/ all the bells and whistles. Give me a card w/a 10,000 $ limit,,, when I get to a 7500$ ballance, extend my credit line another 15,000$ making it a 25,000$ limit. [...]
Filed under: Business Ideas, Credit Card, Easy Money, Entrepreneurial, Finance, Financial News, Money Saving Ideas, Need to know Information, credit scores, credit secrets | No Comments »
Posted on December 2nd, 2008 by moneyvsdebt
Adverse credit history, also called sub-prime credit history, non-status credit history, impaired credit history, poor credit history, and bad credit history, is a negative credit rating.
A negative credit rating is often considered undesirable to lenders and other extenders of credit for the purposes of loaning money or capital.
In the U.S., a consumer’s credit history is [...]
Filed under: Business Ideas, Credit Card, Finance, Financial News, Mortgage Information, a product review, credit scores, credit secrets | No Comments »
Posted on November 25th, 2008 by moneyvsdebt
The Federal Reserve and Treasury Department on Tuesday unveiled a plan to pump $800 billion into the struggling U.S. economy in an attempt to jumpstart lending by banks to consumers and small businesses.
The government hopes that these initiatives will enable more money to flow to consumers in the form of loans than has occurred so [...]
Filed under: Ben Bernanke, Credit Card, Finance, Financial News, Investing, Mortgage Information, Real Estate, Real Estate Investing, federal reserve, housing crisis | No Comments »
Posted on November 21st, 2008 by moneyvsdebt
Readers are always asking about debt consolidation programs. What are they and what do you need to know about them?
Debt consolidation programs are usually just a big loan that pays off other smaller loans. They can be very beneficial to borrowers, but these programs also have their pitfalls.
When to Use Debt Consolidation Programs
Debt consolidation programs [...]
Filed under: Credit Card, Finance, Financial News, Product Reviews, a product review | No Comments »
