Posted on November 30th, 2009 by Canadian Capitalist
Tom Bradley of Steadyhand Funds recently confessed that while he has an axe to grind, he is hopping mad about the negative impact of HST on investors:
The impact of Ontario and British Columbia’s harmonized sales tax will be negative for investors. No matter who you want to blame – the government or the investment industry [...]
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Posted on November 30th, 2009 by Canadian Capitalist
If you are interested in the past performance of gold bullion in Canadian dollars, you can find annual returns going back to 1970s in this spreadsheet on the Libra Investment Management website. The period between 1971 and 1980 was the golden decade — gold gained a total of 1759% in that time period or an [...]
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Posted on November 30th, 2009 by MoneyBlogger
Restaurant.com is offering a 80% off with the coupon code SAVE, resulting in a $25 “certificate” for just $2. Offer good until end of today, November 30th. I just checked it and it still works:
Despite my initial skepticism about these things, many readers responded that they indeed found these certificates very useful in savings some money. Read their comments here.
Here’s a example positive scenario. You find a restaurant on the list that you like that usually runs around $20 + tip per person (~$48 for a couple). You buy a $25 certificate for $2, which usually comes with a $35 minimum purchase + 18% required gratuity on full price.
Dinner for two = $40 regular menu price
Minus $25 certificate = $15
Plus cost of certificate ($2) = $17
Plus 18% gratuity on menu price = $7.20
Total price w/ tip = $24.20, or $12 a person + taxes
In that case, you can save around 50% on the total bill. These might make good gifts to the right person, but I wouldn’t pass them off as worth face value! 
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Posted on November 30th, 2009 by MoneyBlogger
Kroger and affiliated stores are offering $10 off for every $100 in selected gift cards bought until December 13, 2009. Limit five $10 rewards per household, need to have shopper’s card.
Participating stores include City Market, Dillons, Jay C, Food 4 Less, Fred Meyer, Fry’s, King Soopers, QFC, Ralphs and Smith’s. Valid retailers are: Applebee’s, Bass Pro Shops, Bath & Body Works, Best Buy, iTunes, Sears, and Spa Finder.
I would also check on eBay as I know iTunes gift certificates can be cheap there, but it would seem like 10% off of Best Buy or Sears gift cards could come in handy. [Source]
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Posted on November 30th, 2009 by DebtAway
I’ve been trying to figure out creative ways to remodel our home for low to no cost. As I watched HGTV this weekend, I thought, ‘I’ll have reality television remodel my home!’
I assumed this wouldn’t be a difficult task. It’s not like there’s a strong filter for reality tv. Come on. [...]
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