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Here are the current numbers (I’ll work on getting the sidebar updated):
Total Starting Debt: $38,495.86
Total Paid: $16,727.33
Total Remaining: $21,768.53
Breakdown of Remaining Debt –
Truck: $11,934.57
Student Loan: $9,833.96
We’re nearly halfway there. I got an updated payoff date according to our Debt Snowball Calculator on DaveRamsey.com…
December 2010.
We shaved off 4 months so far. [...]

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Our emotions play havoc with our investments. We hold on to losers too long hoping they would break even, confuse luck with skill and allow hindsight to play tricks on our minds. Meir Statman wrote a column in the Wall Street Journal about these and other investment mistakes we make, why we make them and [...]

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Shhh. If I say this too loudly, I may jinx it.
OUR CREDIT CARD IS PAID OFF!!!!
We decided to use the rest of our extra paychecks to pay off the remaining balance. The checks didn’t cover all we owed but my husband worked some overtime and we were able to clear the rest.
We set [...]

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If you’ve been considering opening an account with Zecco Trading, they just e-mailed me a new promotion that offers 20 free trades for new customers. Use the promotion code “bonus1” in the application:

Offer expires 9/13/09, and the trades are available for 90 days. More details:

Get 20 free stock trades when you sign up with Zecco Trading!

Zecco Trading is offering 20 free stock trades — a $90 value — to all new brokerage customers who sign up by Sunday, September 13th 2009! Use promo code “bonus1″ to qualify.

These free stock trades are special, because you have a whole 90 days to use them. Some other brokerages give you free equity trades to use within 30 days of signing up, so by the time you transfer money into your account, the free stock trades might have expired! With Zecco Trading, you have more time to use your free stock trades when it makes sense to trade. [...]

Be sure to use the promotion code “bonus1″ when signing up. Be sure to use all lowercase or the code won’t work. Special terms and conditions:

* New Zecco Trading accounts must be opened and approved by Sunday, September 13th, 2009.
* The 20 free stock trades will be granted on or before September 16th, 2009. The free trades will expire 90 days after the date they are granted.
* Offer not eligible to existing Zecco Trading customers.
* Limit one bonus per household.

Zecco Quick Overview

I’ve had a Zecco account for a couple years now, so here’s a quick snapshot. The standard commission cost is $4.50 per trade. There are no minimum balance requirements and no inactivity fees. They offer free online ACH cash transfers in/out. Idle cash can be put into a money market sweep that is usually not that bad (CSAXX), but right now all money market yields are pitiful. Online statements are free, but paper statements cost $2 per month.

However, if you maintain a total account equity of $25,000 or make 25 traders per month, then you get 10 free trades per month. Account equity isn’t just cash, it’s the total value of your holdings including stocks, so you might consider shifting some outside holdings to Zecco to qualify. As long as you hit the $25k mark once during the month, you’ll get 10 free trades that month. (This is in addition to the 20 free trades given out above.)

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Saw this ad for a 10% off Lowes coupon while futzing around at Zillow. Looks to be targeted at movers. I’ve used these before, they are quite handy if you’re looking to make a big purchase.

Coupon is not redeemable for cash, is nontransferable and cannot be used in conjunction with any other coupon or discount. Void if copied, transferred, or sold through any on-line auctions. Limit one coupon per household. Good for a single purchase of any in-stock or Special Order merchandise only up to $5,000 (Maximum discount $500). Not valid on previous sales, service or installation fees, the purchase of gift cards, or any products by Fisher & Paykel, Electrolux, John Deere or Weber.

Your coupon is uniquely coded, so it can be used only once at any Lowe’s® store.

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